What to Do When a Worker Has Been Injured!

16/04/2013 16:04

If people sustained injuries while doing their daily job, they might be able to obtain worker’s compensation benefits. The benefits include payment of medical expenditure, reimbursement while they are unable to work, permanent partial disability, total disability benefits, or vocational psychotherapy. In order to obtain these benefits, they need to hire a work compensation attorney. Injuries that are normally covered by the workers’ compensation package are:

  • Occupational diseases
  • Mental injuries
  • Traumatic physical injuries
  • Mental or psychological injuries

What to Do If a Person Has Been Injured on the Job

If a person is injured while he or she is at work or has developed an occupational disease related to his or her job, then he or she should notify the employer as soon as possible and seek the help of an experienced work compensation attorney. Deadlines for a compensation submission vary from one state to the next, but his or her ability to obtain benefits may be limited if the injured person waits too long to notify his or her employer.

Find Out the Insurance Carrier’s Name

Before the victim hires a workers’ compensation lawyer, he or she needs to find out the name of the workers’ compensation insurance carrier provided by the employer. Additionally, the injured employee should seek medical help from the hospital and at the same time, apply for the workers’ compensation. If the victim does not know what sort of papers are required, it is best  to consult with a reputable work compensation attorney first.

Seek Medical Help for the Injuries

An injured employee should notify his doctor or health care provider that the injury was work related. As soon as he or she has sought medical treatment, he or she should consider making a call to a work compensation attorney. The attorney corresponds with the employer and pursues the workers' compensation benefits owed. An injured worker should act in a timely fashion; failure to file a timely claim will bar the worker from recovering any benefits.

Types of Workers’ Compensation Advantages

Workers compensation laws differ from one state to the other and the Chicago worker compensation the employee’s area should be able to advise him or her about the application process and the advantages that he or she is entitled to. While the benefits may differ depending on which state he or she resides in, employees injured on the job are entitled to the following benefits:

  • Educational assistance
  • Medical care
  • Permanent or temporary disability benefits
  • Death benefits
  • Vocational physiotherapy

An injured worker's exclusive remedy from the employer is through the workers' compensation system. He or she may not file a personal injury law suit against the employer, it is statutorily barred.

However, if there are responsible parties other than the employer, the employee may file what's called a third-party claim. This is a personal injury claim and not subject to the limitations of the workers' compensation system. For instance, if a worker sustained injuries from a road accident due to the negligence of someone other than his or her employer, the injured person can sue that party. An experienced work compensation attorney will identify all possible defendants to maximize the recovery for the victim.